.legal-main {
  padding: 54px 0 88px;
  background:
    radial-gradient(circle at 50% 0%, rgba(255, 255, 255, 0.72) 0 18%, transparent 38%),
    var(--fdv-cream);
}

.legal-article {
  width: min(1060px, calc(100% - 96px));
  margin: 0 auto;
}

.legal-hero {
  text-align: center;
}

.legal-breadcrumb {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  margin-bottom: 30px;
  color: var(--fdv-muted);
  font-size: 14px;
  font-weight: 700;
}

.legal-breadcrumb a {
  color: var(--fdv-navy-text);
  transition: color 160ms ease;
}

.legal-breadcrumb a:hover {
  color: var(--fdv-orange);
}

.legal-breadcrumb span[aria-current="page"] {
  color: var(--fdv-orange);
}

.legal-kicker,
.legal-section-label {
  margin: 0 0 14px;
  color: var(--fdv-orange);
  font-size: 15px;
  font-weight: 800;
  line-height: 1.1;
  text-transform: uppercase;
}

.legal-title {
  max-width: 780px;
  margin: 0 auto;
  color: var(--fdv-navy-text);
  font-size: 68px;
  font-weight: 800;
  line-height: 0.98;
}

.legal-summary {
  max-width: 760px;
  margin: 24px auto 0;
  color: var(--fdv-muted);
  font-size: 18px;
  font-weight: 500;
  line-height: 1.68;
}

.legal-meta {
  margin: 28px auto 0;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  color: var(--fdv-muted);
  font-size: 15px;
  font-weight: 600;
}

.legal-meta span {
  min-height: 24px;
  padding: 0 22px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border-left: 1px solid rgba(58, 62, 87, 0.22);
}

.legal-meta span:first-child {
  border-left: 0;
}

.legal-meta i {
  width: 26px;
  height: 26px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(253, 99, 0, 0.12);
  color: var(--fdv-orange);
  font-style: normal;
  font-size: 13px;
  font-weight: 800;
  line-height: 1;
}

.legal-highlight {
  margin: 48px auto 0;
  padding: 38px;
  display: grid;
  grid-template-columns: minmax(300px, 0.8fr) minmax(420px, 1fr);
  gap: 40px;
  align-items: start;
  border: 1px solid rgba(4, 20, 46, 0.1);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.76);
  box-shadow: 0 26px 58px rgba(4, 20, 46, 0.1);
}

.legal-highlight h2 {
  margin: 0;
  color: var(--fdv-navy-text);
  font-size: 36px;
  font-weight: 800;
  line-height: 1.08;
}

.legal-highlight p {
  margin: 18px 0 0;
  color: var(--fdv-muted);
  font-size: 17px;
  font-weight: 500;
  line-height: 1.7;
}

.legal-facts,
.legal-bank-card dl {
  margin: 0;
  display: grid;
  gap: 14px;
}

.legal-facts div,
.legal-bank-card dl div {
  padding: 16px 18px;
  border: 1px solid rgba(4, 20, 46, 0.09);
  border-radius: 12px;
  background: rgba(251, 247, 239, 0.74);
}

.legal-facts dt,
.legal-bank-card dt {
  margin: 0 0 6px;
  color: var(--fdv-orange);
  font-size: 12px;
  font-weight: 800;
  line-height: 1.1;
  text-transform: uppercase;
}

.legal-facts dd,
.legal-bank-card dd {
  margin: 0;
  color: var(--fdv-navy-text);
  font-size: 16px;
  font-weight: 700;
  line-height: 1.45;
}

.legal-facts a,
.legal-bank-card a {
  transition: color 160ms ease;
}

.legal-facts a:hover,
.legal-bank-card a:hover {
  color: var(--fdv-orange);
}

.legal-content {
  width: min(820px, 100%);
  margin: 56px auto 0;
}

.legal-section {
  margin-top: 46px;
}

.legal-section:first-child {
  margin-top: 0;
}

.legal-section h2 {
  margin: 0;
  color: var(--fdv-navy-text);
  font-size: 34px;
  font-weight: 800;
  line-height: 1.16;
}

.legal-section p {
  margin: 18px 0 0;
  color: var(--fdv-muted);
  font-size: 18px;
  font-weight: 500;
  line-height: 1.78;
}

.legal-list {
  margin: 22px 0 0;
  padding: 0;
  display: grid;
  gap: 12px;
  list-style: none;
}

.legal-list li {
  position: relative;
  padding-left: 26px;
  color: var(--fdv-muted);
  font-size: 17px;
  font-weight: 500;
  line-height: 1.68;
}

.legal-list li::before {
  position: absolute;
  left: 0;
  top: 0.68em;
  width: 9px;
  height: 9px;
  border-radius: 999px;
  background: var(--fdv-orange);
  content: "";
}

.legal-callout {
  margin: 40px 0;
  padding: 24px 28px;
  border-left: 5px solid var(--fdv-orange);
  border-radius: 0 16px 16px 0;
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 16px 34px rgba(4, 20, 46, 0.08);
}

.legal-callout strong {
  display: block;
  color: var(--fdv-navy-text);
  font-size: 18px;
  font-weight: 800;
}

.legal-callout p {
  margin: 10px 0 0;
  color: var(--fdv-muted);
  font-size: 16px;
  font-weight: 500;
  line-height: 1.72;
}

.legal-bank-card {
  margin-top: 24px;
  padding: 20px;
  border-radius: 18px;
  background: var(--fdv-navy-text);
  box-shadow: 0 24px 54px rgba(4, 20, 46, 0.14);
}

.legal-bank-card dl div {
  border-color: rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.06);
}

.legal-bank-card dt {
  color: var(--fdv-orange-light);
}

.legal-bank-card dd {
  color: var(--fdv-white);
}

@media (min-width: 1000px) and (max-width: 1500px) {
  .legal-main {
    padding: 48px 0 78px;
  }

  .legal-article {
    width: min(940px, calc(100% - 64px));
  }

  .legal-title {
    font-size: clamp(50px, 4vw, 58px);
  }

  .legal-summary {
    font-size: 16.5px;
  }

  .legal-highlight {
    margin-top: 42px;
    padding: 32px;
    grid-template-columns: minmax(260px, 0.8fr) minmax(0, 1fr);
    gap: 30px;
  }

  .legal-highlight h2 {
    font-size: 31px;
  }

  .legal-highlight p,
  .legal-section p {
    font-size: 16px;
  }

  .legal-content {
    width: min(760px, 100%);
    margin-top: 48px;
  }

  .legal-section h2 {
    font-size: 30px;
  }

  .legal-list li {
    font-size: 15.5px;
  }
}

@media (min-width: 1000px) and (max-width: 1179px) {
  .legal-highlight {
    grid-template-columns: minmax(0, 1fr);
  }
}